October 5, 2025
Zurich Insurance plc v International Energy Group Ltd [2015] UKSC 33
An employer's liability insurer, Zurich, paid a mesothelioma claim and sought contribution from a previous insurer, IEG. The employee's asbestos exposure spanned both policy periods. The Supreme Court held that liability should be apportioned between the insurers based on 'time on risk'. Facts An employee, Mr Carré, was negligently exposed to asbestos dust while employed by C M C (Crossley) Limited in Guernsey between 1961 and 1988. He subsequently developed mesothelioma and died. Under the Employers’ Liability (Compulsory Insurance) (Guernsey) Law 1993, an employee suffering from a disease caused by exposure during employment can claim compensation from any insurer who