August 31, 2025
Royscot Trust Ltd v Rogerson [1991] EWCA Civ 12 (21 March 1991)
A car dealer misrepresented a customer's deposit to a finance company. The customer defaulted. The court held the dealer was liable for all losses directly flowing from the misrepresentation, applying the tort of deceit measure of damages under the Misrepresentation Act 1967. Facts A customer, Mr Rogerson (the first defendant), wished to buy a car on hire-purchase from a car dealer (the second defendant). The total price was £7,600. The finance company, Royscot Trust Ltd (the plaintiff), had a policy requiring a minimum 20% deposit from the customer to approve finance. Mr Rogerson could only provide a £1,200 deposit, which
